With a relaxed and friendly atmosphere, robust cycling culture, and many experimental food shops, cities in Oregon offer a lot of West Coast pride and a great quality of life. Despite its high cost of living, an increasing number of locals are looking to buy their first home in one of the city’s many desirable neighborhoods, which is driving the Oregon real estate market’s intense competition and high purchase prices. If you are buying your first home in Oregon, you may be surprised at how many loan options are available to you. VA, FHA, and USDA loans offer affordable financing for eligible homebuyers, and there are also mortgages with little to no down payment requirements, no private mortgage insurance (PMI) fee, and flexible income and credit qualifications. Depending on your background and financial requirements, you may be able to qualify for and save money with a variety of different home loans.
New Home Loans with Golden Oak
It can be overwhelming and daunting to buy a new home, but our Oregon mortgage loan team has many years of experience to make your home loan process easy and hassle-free. We provide our customers with a personal loan officer who will handle your mortgage process from start to finish and help you choose the best mortgage loan for your finances and needs. Golden Oak Lending Oregon offers a competitive mortgage interest rate and loan options that works for your specific needs, so you will be able to finance the home of your dreams without breaking the bank. Call us and start the process of buying your dream home today!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Oregon
Phone: (503) 455-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
License #L-202524
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
Mortgage Refinancing
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
Cash-Out Loans
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
FHA Loans
"I am interested in putting the minimum payment down on a home."
Get Pre-Approved
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
VA Loans
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
Jumbo Loans
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
USDA Loans
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."
