We Speak Mortgage®… and Love Translating it for You!
Home equity loans allow homeowners to tap into their home's built-in value to finance important projects and purchases, from paying college tuition to paying off credit card debt. With current interest rates, an increasing number of Oregon residents are taking advantage of home equity loans and the financial savings to pay for large expenses to achieve their financial goals.
Home Equity Loans with Golden Oak
With a home equity loan, Oregon homeowners will enjoy affordable repayment options and flexible terms at a competitive rate, so you can get the most from your home. Our mortgage experts are here to help you and will work with you from underwriting to closing to provide you with the best customer service and terms that fit your specific needs and goals. Contact us today at our local Portland office to learn more about the power of a home equity loan!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Oregon
Phone: (503) 455-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
License #L-202524
Advantages of Home Equity Loans
- Major Purchases Possible Oregon homeowners can use home equity loans to pay for a variety of important and pressing expenses. Whether you want to upgrade areas of your home, add curb appeal, or begin a major home expansion, you can reinvest your accumulated equity back into your property, not only improving your quality of life but also increasing your home’s resale value. With college tuitions rising each year, home equity loans ensure that you are still able to finance a degree without breaking the bank. While home renovations and college costs are popular uses for home equity loans, they can also be used to buy a vehicle, start a business, or purchase furniture.
- Streamlined Loan Process The home equity loan approval process is simpler and quicker than that of other loan options, allowing Oregon homeowners to get the financing they need faster.
- Fixed, Low Interest Rates Oregon homeowners can capitalize on your home’s equity while still maintaining a low monthly mortgage payment at a competitive interest rate.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
Mortgage Refinancing
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
Cash-Out Loans
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
FHA Loans
"I am interested in putting the minimum payment down on a home."
Get Pre-Approved
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
VA Loans
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
Jumbo Loans
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
USDA Loans
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."
