For homebuyers looking to purchase a home for more than the conventional conforming loan limit of $510,400, a jumbo loan might be the right option for you. While these loans have strict guidelines, like excellent credit history, 12-months worth of reserves on hand, and a low debt-to-income ratio, jumbo mortgages may be the best loan option for qualified Oregon homebuyers looking to purchase a primary residence, second home, vacation home, or investment property. With Oregon home prices well above the national average, many Portland homebuyers can qualify for a fixed or adjustable rate jumbo mortgage.
Jumbo Loans with Golden Oak
At Golden Oak Lending, our personal loan officers are specialists in jumbo home loans and fully understand the requirements for this loan. With many years of experience with jumbo loans in Oregon, our mortgage specialists will personally walk you through the jumbo loan application process from underwriting to closing and answer any questions you have. Golden Oak Lending Oregon offers you a competitive mortgage interest rate, which will save you money, even with the substantial up-front cash requirements of a jumbo loan. Qualified homebuyers can take advantage of the slowing growth in more expensive Oregon housing markets and today's interest rates when applying for a jumbo loan. Call our local Portland office to learn how you can secure your dream home today!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Oregon
Phone: (503) 455-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
License #L-202524
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
Mortgage Refinancing
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
Cash-Out Loans
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
FHA Loans
"I am interested in putting the minimum payment down on a home."
Get Pre-Approved
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
VA Loans
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
Jumbo Loans
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
USDA Loans
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."
