We Speak Mortgage®… and Love Translating it for You!
Refinancing your Oregon home gives you the opportunity to lower your monthly mortgage payments, shave years off your loan term, and even get cash quickly. With current competitive interest rates, Oregon homeowners that refinance their homes can use their savings to achieve their personal and financial goals.
Home Refinancing with Golden Oak
Our home mortgage refinancing process has been streamlined through years of experience and is designed to save you money. At Golden Oak, you will be assigned a personal loan officer who will work with you throughout the entire refinancing process and be available to answer any questions you may have. Our goal is to provide you with the best refinancing experience in Oregon, so our mortgage specialists work hard to ensure that we always offer a competitive interest rate. Call or contact us at Golden Oak Lending Portland today and join the growing number of Oregon residents saving money through refinancing their home loans!
At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
Golden Oak Lending Oregon
Phone: (503) 455-4653
Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
License #L-202524
Advantages of Home Refinancing
- Pay Off Your Home Quicker When refinancing, Oregon homeowners with an increased amount of disposable income can shorten the term of their home loan, which will not only reduce the amount of time it takes to pay off the home, but also results in a lower overall interest payment.
- A Better Interest Rate By switching your interest rate from a variable rate to a fixed rate mortgage, Oregon homeowners can lower their monthly mortgage payment and save money, even with a shorter loan term.
- Pay for Other Expenses Oregon homeowners that refinance their home loans can generate the cash they need to pay off debts, fund educational expenses, or finance home improvement projects.
Contact Us Today and See How We Can Save You Money!
Conventional Home Loans
"I can cover a down payment and am looking for a fixed rate mortgage loan."
Mortgage Refinancing
"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."
Cash-Out Loans
"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."
FHA Loans
"I am interested in putting the minimum payment down on a home."
Get Pre-Approved
"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."
VA Loans
"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."
Jumbo Loans
"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."
USDA Loans
"I am looking to purchase a home in a rural area."
Home Equity Loan
"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."
New Home Loans
"I would like to purchase a new home and would like to learn about my borrowing options."
