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Today's Mortgage Rate
5.25% Fixed | APR 6.191% 15-year FHA, 20% equity, qualified credit

St. Louis Home Equity Loans

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We Speak Mortgage®… and Love Translating it for You!

St. Louis homeowners looking to finance a college education, pay off large expenses, or start a major home improvement project have a great option to achieve their goals through a home equity loan. This low-interest loan permits homeowners to use the equity they have accumulated in their homes to fund their family's personal and financial goals. With homeowners'; equity rates steadily increasing nationwide, there has never been a better time to take advantage of the equity already available in your St. Louis home.

Home Equity Loans with Golden Oak

At Golden Oak Lending St. Louis, our loan experts will guide you through the loan process to ensure that your home equity loan is the right fit for your unique goals. With current interest rates in St. Louis, our flexible terms and repayment options allow more homeowners than ever to take advantage of the existing equity in their homes to make improvements, finance significant changes, and save money. Contact our mortgage experts today to find the best loan solution for you.

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Missouri

11737 Administration Drive, Suite 100
St. Louis, MO 63146

Phone: (314) 567-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00pm

License #14-1686

Advantages of Home Equity Loans
  • Finance Large Expenses By tapping into your home’s equity, you can fund large expenses, like college education or a major home improvement project, that may currently be out of reach.
  • Low, Fixed-Interest Rate With competitive St. Louis interest rates, there has never been a better time to capitalize on the equity already available in your home.
  • Streamlined Approvals Process Since a home equity loan is a secured debt, the loan process for many St. Louis homeowners is simpler and quicker than other loan options.

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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