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Today's Mortgage Rate
5.25% Fixed | APR 6.191% 15-year FHA, 20% equity, qualified credit

Kansas Cash-out Loans

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We Speak Mortgage®… and Love Translating it for You!

A cash-out loan allows Kansas City homeowners to refinance their existing home loan for more than is currently owed, accepting the difference in cash. An increasing number of KC residents are choosing to tap into the equity they have built in their homes using a cash-out loan to pay for a variety of pressing, major expenses.

Cash-Out Loans with Golden Oak

Our Kansas City office strives to make the mortgage process easy for you to refinance your existing home loan, so you can focus on more important things in life! With competitive interest rates, our experienced Kansas City mortgage specialists make sure your new cash-out loan fits your personal financial needs. Contact us today at our Overland Park office to learn how a cash-out loan can make your finances work for you!

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need at the lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Golden Oak Lending Kansas

8595 College Boulevard, Suite 160
Overland Park, KS  66201

Phone: (913) 890-4653

Hours of Operation
Monday - Thursday 8:30 am - 5:30 pm
Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 4:00 pm

License # MC.0001766

Advantages of Cash-Out Loans
  • Pay Off Your Debt Kansas City homeowners can pay for large expenses like higher-interest-rate credit cards, auto loans, or college tuition by accessing the equity they have built using a cash-out loan.
  • Achieve Large Goals Homeowners can invest the money they receive from a cash-out loan into paying for home improvements, investing in property, or starting a new business.
  • Low Interest Rates By refinancing with a cash-out loan, Kansas City homeowners may be able to save money on their monthly mortgage payments.

Contact Us Today and See How We Can Save You Money!

"I can cover a down payment and am looking for a fixed rate mortgage loan."

"I currently own a home but would like to refinance my loan to improve my interest rate or adjust my mortgage terms."

"I currently own a home that has equity and would like to get cash out for updating my home or consolidating higher interest debt. (like credit cards)."

"I am interested in putting the minimum payment down on a home."

"I am looking to purchase a home and would like to shop with confidence based upon what I can afford."

"I am currently serving or have served in the U.S. military and wish to purchase a home with flexibility on down payment, mortgage insurance and credit score."

"I have excellent credit and am looking for a home loan option to help acquire a larger, more expensive home."

"I am looking to purchase a home in a rural area."

"I have equity in my current home and would like to use its equity for larger purchases, home renovations or paying down higher interest debt."

"I would like to purchase a new home and would like to learn about my borrowing options."

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