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Today's Mortgage Rate
5.25% Fixed | APR 6.191% 15-year FHA, 20% equity, qualified credit

We Speak Mortgage®

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Find a Loan Officer

At Golden Oak Lending, honesty and integrity drive our customer-first environment. Our process stands apart as your personal loan officer supports your mortgage loan needs from the initial "hello" to the final signing, but it does not end there, as many of our customers keep in touch well beyond a mortgage.

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Start Your Mortgage in Minutes

To better assist our customers throughout the mortgage process, Golden Oak Lending introduced our ZipLine Mortgage Application Process. In as little as five minutes, you can begin your mortgage application for pre-approval, home purchase, mortgage refinance, or cash-out needs. ZipLine makes getting the loan you need quicker and easier than ever.

Excellence in Service
for More than 20 Years

At Golden Oak Lending, from the underwriting to the closing, all of our processes are done in-house. An experienced Personal Loan Officer will be your advocate for getting you the assistance you need with today's mortgage rates. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.

Learn About Golden Oak

James Hawkins, President

Read Over 12,000 Customer Reviews

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5 Star Review

"I reached out to Golden Oak Lending when I was facing a setback with a different lender. Jeremiah contacted me and made sure that I would be able to move forward with my home purchase with Golden Oak Lending. The process was very quick and simple. Jeremiah guided me through the entire process."

Jeremiah T.
5 Star Review

"If your looking at Golden Oak for services I personally recommend Scott Wallace. I've done business with Scott more than once and he is sure to get you the help your looking for. He will not leave you waiting for answers or phone calls back. He definitely goes to work for you immediately."

John M.

Read All Reviews

Golden Oak Lending BBB Business Review
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